Agricultural Loans
Whether you’re expanding your operation, investing in equipment, or preparing for a new season, our ag lenders are here to help.
Grow Your Operation With Confidence
Farming takes grit—and financial tools you can count on. That’s why we tailor our ag loans to support your unique goals, challenges, and long-term success.
Local Expertise
Work with ag lenders who live and breathe farming, and understand the realities of your day-to-day operation.
Flexible Financing Options
From equipment to real estate, we offer loans designed to meet your operation’s specific needs.
Streamlined Application Process
Apply securely online after connecting with a lender for one-on-one guidance.
Support for Every Season
Whether you’re just getting started or planning your next expansion, we’re with you every step of the way.
Stay Credit-Savvy
Monitor your credit score without hurting it.
Flexible Loan Options for Every Operation
Operating Loans
Cover your crop inputs, feed, livestock, and daily farm expenses with flexible terms and payment schedules aligned with your commodity cycles.
Term Loans
Finance long-term investments like equipment, vehicles, and infrastructure with loan terms that match your cash flow and asset life.
Real Estate Loans
Purchase or refinance farm real estate with competitive fixed or variable rates and amortizations of up to 30 years.
Young & Beginning Farmer Loans
Start strong with custom financing packages designed for new and growing farms, including extended terms, low down payments, and expert guidance from our USDA Preferred Lenders.
Support Beyond Financing
Crop Insurance
Help manage risk and protect your operation against the unexpected. Crop insurance options provide added confidence when weather, markets, or yields don’t go as planned.
Mobile Banking
Stay connected to your accounts wherever the day takes you. Mobile banking makes it easy to monitor balances, review transactions, and manage payments on the go.
Top Savings Lessons Every Parent and Grandparent Should Teach Their Kids
Lake Ridge Bancorp Reports Record Net Income for 2025
How We Became Lake Ridge Bank