❗️⚠️ Due to weather conditions in our communities, Lake Ridge Bank locations will be closed today. You can access your accounts using our mobile and online banking services. Our Client Support team is also available to assist you during regular business hours at (608) 223-3000. Stay safe!

AG REAL ESTATE LOANS

Whether you’re expanding your footprint or refinancing existing acreage, our agricultural real estate loans are built around your long-term goals.

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Financing for the Future of Your Farm

Land is one of your most valuable assets. That’s why we offer real estate financing options designed to support your farm’s growth, succession plans, or evolving operational needs.

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Long-Term Financing Options

Choose from fixed or variable rate structures that suit your timeline.

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Purchase or Refinance

Fund new land acquisitions or improve your current terms.

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Competitive Rates

Affordable, transparent terms to help you plan ahead.

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Expert Guidance

Work with ag lenders who understand the ins and outs of land valuation and rural real estate.

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Flexible Collateral Structures

Options that align with your equity and operational goals.

Keep Growing with the Right Financial Tools

Auto Loans

Agricultural Lending

From equipment to insurance, our full suite of ag lending solutions is designed to support your farm’s growth from every angle.

Explore All Ag Lending SoLutions
Mortgages

Crop Input Loans

Seasonal inputs can add up fast. Our crop input loans are built to help you cover upfront costs like seed, fertilizer, and chemicals.

Learn About Input Financing
Money Transfer

Line of Credit

When cash flow gets tight, a revolving line of credit gives you the flexibility to handle unexpected expenses, bridge income gaps, or take advantage of opportunities.

Learn About Lines of Credit
Savings

Crop Insurance

Your land is one of your most important investments—protect what you grow on it. Our crop insurance specialists can help you safeguard your yields and minimize risk.

Get Covered with Insurance

Get in Touch to Get Started

Banknotes Blog

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Market Report: March 2026

Lions and Lambs February is now behind us, and all eyes are on the weather as spring draws near. March is a month of transition, and many look to the old proverb “in like a
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A Better Way to Pay: Zelle Gets an Upgrade

We’re making an improvement to your digital banking experience. Zelle® will soon move to its own dedicated space within Lake Ridge Bank Online and Mobile Banking.  To complete this upgrade, Zelle will be temporarily unavailable from Tuesday,
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Market Report: February 2026

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Meet Your Business Banker: Jessica Sarbacker

Jessica SarbackerVice President-Crop Insurance Manager2605 Kennedy Road, JanesvilleJSarbacker@lakeridge.bank(608) 490-2241 Q: What is your role at the bank? Jessica: I became the first full-time crop insurance associate at Lake Ridge Bank in 2011. As our bank’s
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