Banknotes Blog

Your go‑to resource for smart money moves—insights on mortgage, retirement, budgeting, business and fraud protection from Lake Ridge Bank experts.

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How We Became Lake Ridge Bank

We knew right from the start that one of the most important decisions we would need to make was what to name our new bank.

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Smart Phone Or Computer: Which Is Safer

Can a smartphone or computer better protect you from fraud than the other?
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What Type Of Estate Plan Is Best

As a general rule, there are 4 ways to leave a legacy: (1) by will, (2) by trust, (3) by beneficiary designation, and (4) by joint ownership arrangements.
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When (& How) To Leave Assets To Your Heirs

Do you know when and how to leave your estate to the recipients of your assets? There are three basic options for your estate planning.
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Benefits And Setup For Android Pay And Samsung Pay

Benefits of paying with your phone include: It’s safer, and it’s private. There are several payment apps available including Android Pay and Samsung Pay.
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Core Elements Of A Sound Financial Plan

Financial decisions nearly always involve trade-offs. In securing future security, there is no substitute for a well-crafted plan.
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The Magic Of Compound Interest

How would you feel about getting your money to work harder for you? The “trick” is getting the math of compound interest on your side.
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Don’t Be Fooled By Fraudulent SBA Bills

This is a timely read that can help you protect your operation from schemers seeking to exploit those who've received business relief from the government.
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Equifax Phone Scam

It has been a week since the Equifax breach was made public, and Fraudsters are now getting into the act.
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State Bank Of Cross Plains And Monona Bank Announce Merger Of Equals

S.B.C.P. Bancorp, Inc. and Monona Bankshares, Inc. will combine in a merger of equals to create the largest bank headquartered in Dane County, Wisconsin and the sixth-largest headquartered in Wisconsin, with almost $3 billion in combined assets.
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Lake Ridge Bancorp, Inc.™

A New Name In The New Year

SBCP + Monona Bank Become Lake Ridge Bank in February. A few updates and reminders as we head into the final stretch of preparations.
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Market Timing: Should I Go To All Cash

Trying to time the market is generally not in an investor's best interests. A better strategy is to bucket and diversify.
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Is A Bridge Loan A Viable Option in Today’s Seller’s Market?

A bridge loan may be handy in a seller's market. Learn more about how a bridge loan works, and what the benefits of a bridge loan are.
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