Every Kid's Dream Deserves A Savings Plan.

New Accounts Receive $50

Our Savings Options

Give Your Kids A Savings Start

 
What more meaningful than setting your kids up for a lifetime of financial success? Opening a Lake Ridge Bank Junior Savers account is the perfect way to give them a financial head start while teaching them the value of saving.

Lake Ridge Bank, makes it easy and fun for kids to begin their savings journey, letting them:
  • Build strong money habits early—a foundation they’ll thank you for later,
  • Watch their savings grow with every deposit,
  • Learn while they save—our account is designed to easily transfer to another Lake Ridge Bank Savings account after they turn 18.

Top Savings Lessons Every Parent and Grandparent Should Teach Their Kids

Teaching kids about saving money is one of the most valuable lessons parents and grandparents can pass down. From setting savings goals to opening a Junior Savers account, these simple steps help children build strong financial habits for life. This February, show your love by giving the gift of financial education and a head start on their future.
 
Open a Junior Savings Account and earn 0.25% annual percentage yield (APY) on your entire balance — no minimum balance required to earn the APY. APY is accurate as of June 16, 2025, and is subject to change. Fees may reduce earnings. The $25 bonus will be deposited directly into the new account within 30 days of opening when the account is opened with a minimum deposit of $25. While we truly value our current clients, this offer is available only for children who have not already received a similar bonus from our bank and do not have an existing account with us. Limit one piggy bank per child, while supplies last. Offer expires on December 31, 2025.