OVERDRAFT PROTECTION
Avoid the stress of overdrafts with protection that covers unexpected shortfalls. Link your checking to a savings or line of credit for added peace of mind.
Protect Your Finances from the Unexpected
Our overdraft protection options give you peace of mind and help prevent declined transactions or costly fees.
Account Fees & Options
Multiple Coverage Options
Link your checking to a savings account or personal reserve line of credit.
Prevent Overdraft Fees
Automatically cover shortfalls and avoid returned payments.
Simple Setup
Easily add protection to your account with help from our local team.
Stay in Control
Manage your accounts and transfers anytime through online and mobile banking.
Your Financial Safety Net, Expanded
Personal Loans
When you need more than a small buffer, personal loans offer quick, flexible funding for life’s unexpected expenses—no collateral required.
Home Equity Loans & Lines of Credit
For homeowners, a home equity loan provides access to larger sums at potentially lower rates—ideal for ongoing expenses or big-ticket needs.
Auto Loans
If a new or used car is your next big expense, our auto loans offer competitive rates and a smooth financing process.
Online Banking
Stay on top of your balances and transactions with online banking tools that help you avoid overdrafts in the first place.
Top Savings Lessons Every Parent and Grandparent Should Teach Their Kids
Lake Ridge Bancorp Reports Record Net Income for 2025
How We Became Lake Ridge Bank
