Receive $100* when you open a new SmartCard Checking Account
Open a new SmartCard Checking account, meet a few simple requirements, and enjoy a $100 reward for choosing Lake Ridge Bank.
Open An Account
Smart Banking Starts Early.
Our SmartCard checking account is designed for teens – with the convenience of a debit card and the guidance parents want. SmartCard checking gives teens a safe and easy way to pay using their SmartCard debit card. Parents can help teach smart saving and spending habits while staying connected through online and mobile banking tools.
Get Rewarded
Receive $100 when you meet the qualifying requirements*
No Balance Stress
No minimum daily balance required
Fee-Free Checking
No monthly maintenance fee on SmartCard Checking.
Easy Account Alert Setup
Set up alerts and controls for both parents and child – provide security and peace of mind.
Digital Convenience
Manage your account using online or digital banking. Lose your card? Turn it off until you find it.
Personalize Your Card
Personalize your card with photos of your pets, hobbies or other favorite picture.
Everything You Need At Your Fingertips
Account Alerts
Get real-time alerts to track balances, spot unusual activity, and stay in control. To sign up, log in to your account and select “Alerts” at the top of your screen. Then, choose the updates you’d like to receive
Digital Wallet
Skip the swipe. Use your phone to make purchases quickly and securely – anytime, anywhere.
Mobile Banking
Check balances, transfer funds, deposit checks, and more – all from your phone. With strong security and a simple app, banking is easier than ever.
Online Banking
Bank anytime, anywhere – on your schedule. Check balances, transfer funds, view statements, and manage your accounts 24/7 from the comfort of your home or on the go.
Zelle®
Send and receive money in minutes with Zelle® using just an email or U.S. mobile number. To sign up, log in to your account, go to Bill Pay and enroll. Once enrolled, you’ll select “Send Money with Zelle.”
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*Open SmartCard Checking and Smart Savings, each with a parent/legal guardian as joint owner and a $25 minimum deposit, and enroll in online/mobile banking, e-statements, and mobile wallet with your new SmartCard debit card. Mobile wallet availability varies by device and age. To earn the $100
bonus, make 5+ debit card transactions (transfers excluded) within 30 days of account opening; accounts will then be reviewed. Offer is only for minors ages 13–17 who do not currently have a checking account with us and have not previously received a similar bonus. If all requirements are met, accounts
are in good standing, and the checking account is not overdrawn, the $100 bonus will be deposited into SmartCard Checking within 30 days of review. Offer expires on September 30, 2026.
