❗️⚠️ Due to weather conditions in our communities, Lake Ridge Bank locations will be closed today. You can access your accounts using our mobile and online banking services. Our Client Support team is also available to assist you during regular business hours at (608) 223-3000. Stay safe!

Special Offer

Get $300* when you start banking with us

Open a new Forward Checking account, meet a few simple requirements, and enjoy a $300 reward for choosing Lake Ridge Bank.

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Earn $300 and Enjoy a Better Banking Experience

When you open a Forward Checking account, you not only receive a $300 reward—you also get everyday banking that’s simpler, more flexible, and built around your needs.

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Get Rewarded

Receive $300 when you meet the qualifying requirements*

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No Balance Stress

No minimum daily balance required

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Easy Setup

Move your direct deposit quickly with ClickSWITCH®

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Digital Convenience

Manage your money anytime with online and mobile tools

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More Ways to Save

Pair with savings or money market accounts to grow your funds

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Fee-Free Checking

No monthly maintenance fee on Forward Checking

  • OPEN a Forward Checking account with at least $100 and fund at least one additional deposit product, like a savings or money market account. We make banking simple and secure using digital tools that put your money at your fingertips. Enter code ONLINE300 when opening your new Lake Ridge Bank Forward Checking Account.
  • MOVE your payroll or Social Security direct deposit totaling a minimum of $500 per month for at least three consecutive months to your new checking account to start taking advantage of the many benefits Lake Ridge Bank offers.

Everything You Need At Your Fingertips

Auto Loans

Account Alerts

Get real-time alerts to track balances, spot unusual activity, and stay in control. To sign up, log in to your account and select “Alerts” at the top of your screen. Then, choose the updates you’d like to receive

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Mortgages

Digital Wallet

Skip the swipe. Use your phone to make purchases quickly and securely – anytime, anywhere.

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Money Transfer

Mobile Banking

Check balances, transfer funds, deposit checks, and more – all from your phone. With strong security and a simple app, banking is easier than ever.

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Savings

Online Banking

Bank anytime, anywhere – on your schedule. Check balances, transfer funds, view statements, and manage your accounts 24/7 from the comfort of your home or on the go.

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Calculator

Zelle®

Send and receive money in minutes with Zelle® using just an email or U.S. mobile number. To sign up, log in to your account, go to Bill Pay and enroll. Once enrolled, you’ll select “Send Money with Zelle.”

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Debt

Credit Cards

Whether you’re looking for low rates, great rewards, or credit-building tools, we have a Visa card to match your goals.

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Banknotes Blog

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A Better Way to Pay: Zelle Gets an Upgrade

We’re making an improvement to your digital banking experience. Zelle® will soon move to its own dedicated space within Lake Ridge Bank Online and Mobile Banking.  To complete this upgrade, Zelle will be temporarily unavailable from Tuesday,
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Meet Your Business Banker: Jessica Sarbacker

Jessica SarbackerVice President-Crop Insurance Manager2605 Kennedy Road, JanesvilleJSarbacker@lakeridge.bank(608) 490-2241 Q: What is your role at the bank? Jessica: I became the first full-time crop insurance associate at Lake Ridge Bank in 2011. As our bank’s
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We will review your account after it has been open for 90 days. If you’ve met the requirements and your accounts are in good standing, the $300 bonus will be deposited into your new Forward Checking account within 30 days of the review. Of course, you’ll need to actively use your new accounts and services (5+ debit transactions per month during the first 90 days). The debits cannot include transfers (including Zelle®) to or from you or anyone in your household. This special offer is only available to households that have not received a similar bonus in the past and don’t currently have a checking account with us (one bonus per household). Complete these requirements within 90 days of account opening to receive your bonus. Offer expires on June 30, 2026.