How Mobile Deposit Can Make Your Life Easier

August 20, 2025

Tags: Mobile Banking

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If you’re like most people, you probably receive checks from time to time, whether it’s a birthday gift, a tax refund, or a paycheck. Take the hassle out of depositing your check by using the mobile deposit tool in your Lake Ridge Bank mobile app.  

This tool lets you deposit checks using your smartphone or tablet. Mobile deposit is fast, secure, and free for all Lake Ridge Bank customers. Here are some of the benefits of using mobile deposit: 

  • Convenience: You can deposit checks anytime, anywhere, as long as you have a mobile device with a camera and an internet connection. No need to worry about bank hours or locations
  • Speed: You can get access to your funds faster with mobile deposit. If you make a deposit before 6 p.m. CT on a business day, your funds will be available the next business day. If you make a deposit after 6 p.m. CT or on a non-business day, your funds will be available the next business day. 
  • Security: Mobile deposit is safe and secure. Your check images are encrypted and transmitted over a secure network. Your account information is never stored on your device, and you can view your deposit history and check images online anytime. 
  • Simplicity: Mobile deposit is easy to use. All you need is our free Lake Ridge Bank app, which you can download from the App Store or Google Play. Once you sign in with your online banking credentials, you can select ‘Deposit Checks’ from the menu and follow the instructions on the screen to endorse, photograph, and submit your check. 

Here are some examples of how mobile deposit can make your life easier: 

  • You receive a check in the mail from your insurance company for a claim reimbursement. Instead of driving to the bank or mailing the check back to us, you can use mobile deposit to deposit your check from anywhere. 
  • You work as a freelancer and get paid by different clients with different schedules. Instead of waiting for multiple checks to accumulate before going to the bank, you can use mobile deposit to deposit each check as soon as you receive it. 
  • You receive a check from your employer for your bonus. Instead of worrying about losing the check or finding a nearby branch or ATM, you can use mobile deposit to secure your funds right away. 

Click Here to see more information or watch a video on how to make a mobile deposit. 

Mobile deposit is one of the many ways we make banking easier for you at Lake Ridge Bank. We want you to enjoy the convenience, speed, security, and simplicity of mobile deposit. 

To get started, download our app today and sign in with your online banking credentials. If you have any questions or need assistance, please call us at (608) 223-3000 or visit any of our convenient locations. We’re always happy to help. 

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