Savings & Money Market Accounts
Enjoy competitive savings and money market accounts designed to help your funds grow securely. Get flexible options, reliable returns, and easy access.
Save Confidently, Grow Steadily
Our savings and money market accounts help you reach your goals with smart features, steady returns, and trusted support.
Competitive Rates
Watch your savings grow with interest that works harder for you.
Flexible Options
Pick the account that fits your goals, from saving for tomorrow to building a cushion.
FDIC Insured
Rest easy knowing your deposits are protected.
Added Perks
Enjoy convenient transfers and online access when you need it.
Personal Support
Our team is here to help you make the most of your money.
Local Support
Friendly, knowledgeable service from a team that knows you.
Compare Savings Account Options
| Forward Savings | Forward Money Market | High Yield Savings | Junior Savings | |
|---|---|---|---|---|
| Best For | Everyday Savings with easy access | Earning more with higher balances | Maximizing returns with high interest | Teaching kids to save early |
| Minimum Opening Balance | $100 | $100 | $10,000 | $25 |
| Earns Interest2 | Yes (Flat Rate) | Yes (Tiered) | Yes (Tiered) | Yes (Flat Rate) |
| Monthly Maintenance Fees | None | $10 (waived with $2,500 average monthly ledger balance) | None | None |
| Withdrawals Included | Unlimited | Unlimited | 1 free/month ($25 each additional withdrawal)1 | Unlimited |
| Access Features | Online, ATM | Check Writing, Online Access | Online Access | Guardian Access, Online |
| Unique Benefits | Auto transfers from checking | Higher interest on larger balances | High yield rate with fewer withdrawals | Designed for youth savers |
| See Our Rates | Check Rates | Check Rates | Check Rates | Check Rates |
| Get Started | Open an Account | Open an Account | Open an Account | Contact Us |
Smart Features for Smarter Saving
Online Banking
Check balances, transfer funds, and manage your savings anytime, anywhere. Stay on top of your goals from the comfort of home.
Mobile Banking
Monitor savings activity, deposit checks, and transfer funds—all from your smartphone or tablet. Your savings, always within reach.
Personal Financial Manager
Set savings goals, track progress, and stay on budget. This intuitive tool helps you build better financial habits.
Fraud Protection
Get real-time alerts and advanced controls to help protect your savings from suspicious activity. Your security is our priority.
Top Savings Lessons Every Parent and Grandparent Should Teach Their Kids
Lake Ridge Bancorp Reports Record Net Income for 2025
How We Became Lake Ridge Bank
How to Make Banking Easier (and Safer): Sign up for ACH and Positive Pay
1 Click here for a complete list of account fees and options.
2 Interest is paid on your daily ledger balance.
