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Online Lending Applications Temporarily Down
Our commercial, consumer loan, and credit card online application systems are currently experiencing technical issues and are temporarily unable to accept applications. While we work to restore service, please contact your banker for assistance with completing your application. We apologize for the inconvenience and appreciate your patience.

Earn Up to 2.73% APY* with High-Yield Savings

Enjoy a standout rate, no monthly maintenance fees, and easy access to your funds.

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Grow Your Savings Faster

Our High Yield Savings account gives you a standout rate, easy access to your funds, and the freedom to save at your own pace without locking up your money.

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Earn More

Take advantage of a competitive rate—up to 2.73% APY* on qualifying balances

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Tiered Earnings

Earn interest across balance levels, with the highest APY available on balances of $10,000 or more

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No Monthly Fees

Grow your savings without unnecessary charges

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Easy Access

Make withdrawals anytime, with no fee on your first withdrawal each month

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Simple Structure

A $25 fee applies only after the first monthly withdrawal

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All the Perks

Enjoy great service, digital tools, and local support as a Lake Ridge Bank client

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Turn Your Credit Card Rewards Points Into Visa® and Mastercard® Gift Cards

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Meet Cora Lake Ridge Banks Online Resource Assistant

Meet CORA: Lake Ridge Bank’s Online Resource Assistant

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Meet Your Banker

Meet Your Banker: Ophelia Bailly

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*The Annual Percentage Yield (APY) is effective as of March 17, 2026. The minimum balance to open the account and earn the 2.73% APY is $10,000. For any days your balance falls below $10,000, you will earn 0.25% APY. This account pays a variable rate of interest and may change after the account is opened. Fees could reduce earnings on the account. For each withdrawal exceeding one per month, a $25.00 fee will be imposed per withdrawal. This offer may change without notice and is for personal accounts only.