Earn Up to 2.84% APY* with High-Yield Savings
Enjoy a standout rate, no monthly maintenance fees, and easy access to your funds.
Grow Your Savings Faster
Our High Yield Savings account gives you a standout rate, easy access to your funds, and the freedom to save at your own pace without locking up your money.
Earn More
Take advantage of a competitive rate—up to 2.84% APY* on qualifying balances
Tiered Earnings
Earn interest across balance levels, with the highest APY available on balances of $10,000 or more
No Monthly Fees
Grow your savings without unnecessary charges
Easy Access
Make withdrawals anytime, with no fee on your first withdrawal each month
Simple Structure
A $25 fee applies only after the first monthly withdrawal
All the Perks
Enjoy great service, digital tools, and local support as a Lake Ridge Bank client
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*The Annual Percentage Yield (APY) is effective as of February 17, 2026. The minimum balance to open the account and earn the 2.84% APY is $10,000. For any days your balance falls below $10,000, you will earn 0.25% APY. This account pays a variable rate of interest and may change after the account is opened. Fees could reduce earnings on the account. For each withdrawal exceeding one per month, a $25.00 fee will be imposed per withdrawal. This offer may change without notice and is for personal accounts only.