Begin their savings journey with a $50* head start
Open a Lake Ridge Bank Smart Savings account today and receive $50 to help jump-start your child’s financial future.
Give Your Kids a Confident Start With Smart Savings Habits
A Smart Savings account makes it easy—and fun—for kids to learn how saving works while building lifelong financial habits.
Encourage Strong Habits
Help kids practice saving and understand the value of consistency
Watch Savings Grow
Encourage excitement as every deposit increases their balance
Long-Term Impact
Perfect for parents, grandparents, and anyone wanting to invest in a child’s future
One Simple Step
Open a Smart Savings account and receive a $50 bonus to kickstart their journey
Build Financial Confidence
Explore top savings lessons every parent or grandparent should teach their kids or grandkids

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*Open a Smart Savings Account and earn 0.25% annual percentage yield (APY) on your entire balance — no minimum balance required to earn the APY. APY is accurate as of February 3, 2026,, and is subject to change. Fees may reduce earnings. The $50 bonus will be deposited directly into the new account within 30 days of opening when the account is opened with a minimum deposit of $25. While we truly value our current clients, this offer is available only for children who have not already received a similar bonus from our bank and do not have an existing account with us. Limit one piggy bank per child, while supplies last. Offer expires on September 30, 2026.