With the holiday season around the corner, spending tends to pick up as we shop for gifts, travel, and prepare for celebrations with friends and family. While this time of year can be exciting, it can also become challenging to keep track of your bank account activity. Fortunately, staying on top of your finances doesn’t always have to mean logging into your app every day. Banking alerts are an incredibly helpful tool to notify you in real time of what is happening with your money. Whether it is to track balances, spot potential fraud, or setting purchasing limits, setting alerts right from your app can save you time and make you feel more at ease financially.
Key Benefits of Setting Up Banking Alerts
- Real Time Awareness of Your Finances: Banking alerts can give you real time awareness on key financial activity such as balances, mobile deposits, and spending alerts. This will allow you to automatically stay informed about what is happening with your money, which will help you stay organized and in control.
- Improved Fraud Protection: Banking Alerts can play a crucial role in keeping your account secure. Receiving notifications about any unusual or suspicious activity right away allows you to act quickly in protecting your finances by locking your card on the app.
- Greater Control over Cards: Having access to your finances through your mobile app gives you greater control over your money. Features like tracking purchases or setting spending limits let you have the ability to always be aware of your purchasing habits with notifications sent directly to your phone.
- Budget Awareness: Creating a budget and tracking it through your mobile banking app can make it easier to stay focused on your financial goals. Visual tools like spending categories and progress charts can give you a clear picture of where your money is going and how you’re doing along the way. Seeing your progress can help you stay motivated, make informed spending decisions, and keep your goals within reach.
How to Set Up Online Alerts
Enrolling in Online Alerts is quick and easy. Log in to Personal Banking and follow these steps:
- Log in to Personal Banking.
- Navigate to the ‘Alerts’ Section in the online toolbar.
- From the Notifications screen you can:
- Select Alerts (for transactions, balances, and security updates).
- Update Notification Settings (to add or update phone or email addresses and select do not disturb times).
- Review Notifications History (to track sent alerts).
Pro Tip: Set up Scheduled Alerts to receive balance updates on specific days and times. This extra step makes it even easier to stay on top of your finances.
How to Set Up Card Alerts
Enrolling in Card Alerts is quick and easy. Log in to Personal Banking and follow these steps:
- Select ‘Cards’ tab from the main online toolbar.
- From the Cards home screen, scroll down to ‘Control & Alerts’ under Manage Card:
- Receive alerts for all transactions (to monitor all your debit or credit card activity).
- Receive alerts for selected transactions (to monitor use by Locations, Merchant Types, Transaction Types or Spend Limits).
- By default, Card alerts will be sent to your device via notification, under ‘Settings’ you can select to receive via email as well.
- Save Your Preferences – You can adjust them at any time.
How to Set Up Credit Score Alerts
Enrolling in Credit Score Alerts is quick and easy. Log in to Personal Banking and follow these steps:
- Go to the ‘Accounts’ tab and find ‘Credit Score’ in drop down.
- Select “Alerts” to set up and review alerts.
- That’s it! You’ll start receiving email notifications right away if anything changes.
Staying informed is one of the simplest ways to protect your finances and build healthy banking habits. With the Lake Ridge Bank mobile app, you can customize banking alerts that fit your needs, giving you timely updates and an added peace of mind. Download our app today from the App Store or Google Play and stay connected to your finances wherever you go.
