How Alerts Can Help You Stay Ahead of Fraud

May 21, 2025

Tags: Fraud Protection, Mobile Banking, Online Banking

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Keeping your money safe starts with staying informed. With account alerts, you can take a proactive step to protect your finances by receiving real-time updates on transactions, balances, and potential security concerns. These alerts help you monitor your accounts effortlessly, so you can catch unusual activity on your account early and take action if needed quickly. 

What Are Account Alerts? 

Think of account alerts as your financial security assistant. They notify you—by email or text—whenever key actions occur in your account, such as: 

  • A large withdrawal or transfer 
  • A purchase made with your debit card 
  • A low account balance 
  • A change to your credit report 

If you receive an alert for a transaction you don’t recognize, you can act fast to protect your money. Contact our Customer Support team at (608) 223-3000 immediately, and we’ll help you secure your account and investigate any suspicious activity. 

Make Alerts Work for You 

One of the best features of Lake Ridge Bank account alerts is that they’re completely customizable. You decide which alerts fit your needs, such as: 

  • Balance Alerts – Get notified when your balance drops below a certain amount. 
  • Transaction Alerts – Keep track of purchases, withdrawals, and deposits. 
  • Security Alerts – Be alerted to any changes to your login credentials or contact information. 
  • Credit Score Alerts – Receive notification for a new credit inquiry or change in your credit score to stay on top of your financial health. 

With these alerts in place, you’ll not only safeguard your accounts but also stay in control of your day-to-day finances. 

Key Benefits of Account Alerts 

  • Real-Time Monitoring – Stay informed about account activity as it happens. 
  • Fraud Prevention – Spot and respond to unauthorized transactions quickly. 
  • Customizable Options – Set up alerts that match your financial goals and preferences. 
  • Peace of Mind – Know that you’re taking proactive steps to protect your money. 

How to Set Up Online Alerts 

Enrolling in Online Alerts is quick and easy. Log in to Personal Banking and follow these steps:  

  1. Log in to Personal Banking. 
  2. Navigate to the ‘Alerts’ Section in the online toolbar. 
  3. From the Notifications screen you can:   
  4. Select Alerts (for transactions, balances, and security updates). 
  5. Update Notification Settings (to add or update phone or email addresses and select do not disturb times). 
  6. Review Notifications History (to track sent alerts). 

Pro Tip: Set up Scheduled Alerts to receive balance updates on specific days and times. This extra step makes it even easier to stay on top of your finances. 

How to Set Up Card Alerts 

Enrolling in Card Alerts is quick and easy. Log in to Personal Banking and follow these steps: 

  1. Select ‘Cards’ tab from the main online toolbar. 
  2. From the Cards home screen, scroll down to ‘Control & Alerts’ under Manage Card :
    • Receive alert for all transactions (to monitor all your debit or credit card activity). 
    • Receive alerts for selected transactions (to monitor use by Locations, Merchant Types, Transaction Types or Spend Limits). 
  3. By default Card alerts will be sent to your device via notification, under ‘Settings’ you can select to receive via email as well.  
  4. Save Your Preferences – You can adjust them at any time. 

How to Set Up Credit Score Alerts 

Enrolling in Card Alerts is quick and easy. Log in to Personal Banking and follow these steps:  

  1. Go to ‘Accounts’ tab and find ‘Credit Score’ in drop down. 
  2. Select “Alerts” to set up and review alerts.  
  3. That’s it! You’ll start receiving email notifications right away if anything changes.  

Stay One Step Ahead 

With just a few clicks, you can set up alerts and gain an extra layer of security and awareness for your accounts. Don’t wait—take charge of your financial safety today. 

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