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Your Dream Home Is Waiting...

Whether you're buying, building or refinancing, our flexible loan options allow us to find the best mortgage solution to meet your needs. Our competitive rates and experienced, trusted mortgage advisors make the process hassle-free. Our online tools provide the information you need to make informed decisions – you can even apply online if you prefer.

First Time Home Buyer

If you're buying your first home – you've come to the right place! We're a local community bank that takes a special interest in helping you on your journey to home ownership.

Refinance My Property

If you are considering refinancing your mortgage, look no further than Lake Ridge Bank. Our flexible loan options and low rates allow us to find the best mortgage solution to meet your needs. 

Build A New Home

Deciding to build your dream home is an exciting time. At Lake Ridge Bank, our lenders are not only extremely qualified and experienced, but they are committed to assisting you every step of the way.

$500 Off Closing Costs

Want the perfect home? You need to start with the perfect mortgage! Learn more about our special $500 off closing costs offer on top of our already fast, local underwriting and great rates. 

Free Pre-Approval

Stand out from other buyers and let them know you're serious. Once pre-approved and it comes time to make an offer on a home, you will be armed with a pre-approval letter that gets noticed. Your pre-approval will be from one of the most credible lenders in the area - Lake Ridge Bank - and that means something.

  • Shop for a new home knowing that you can afford the mortgage.
  • Pre-Approval is a simple, free of charge process. Apply Now.

Featured Mortgage Rates

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