Earn Up to 2.73% APY* with High-Yield Savings

Enjoy a standout rate, no monthly maintenance fees, and easy access to your funds.

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Grow Your Savings Faster

Our High Yield Savings account gives you a standout rate, easy access to your funds, and the freedom to save at your own pace without locking up your money.

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Earn More

Take advantage of a competitive rate—up to 2.73% APY* on qualifying balances

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Tiered Earnings

Earn interest across balance levels, with the highest APY available on balances of $10,000 or more

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No Monthly Fees

Grow your savings without unnecessary charges

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Easy Access

Make withdrawals anytime, with no fee on your first withdrawal each month

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Simple Structure

A $25 fee applies only after the first monthly withdrawal

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All the Perks

Enjoy great service, digital tools, and local support as a Lake Ridge Bank client

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*The Annual Percentage Yield (APY) is effective as of March 17, 2026. The minimum balance to open the account and earn the 2.73% APY is $10,000. For any days your balance falls below $10,000, you will earn 0.25% APY. This account pays a variable rate of interest and may change after the account is opened. Fees could reduce earnings on the account. For each withdrawal exceeding one per month, a $25.00 fee will be imposed per withdrawal. This offer may change without notice and is for personal accounts only.