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Turn Your Credit Card Rewards Points Into Visa® and Mastercard® Gift Cards

November 10, 2026

Tags: Credit Cards, Personal Banking

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The holiday season is here, and your Lake Ridge Bank credit card rewards points can help make shopping a little easier! Whether you’re checking names off your holiday shopping list or treating yourself to something special, there’s a new way to put your points to good use.

Lake Ridge Bank credit cardholders can now redeem their uChoose Rewards® points for Visa® and Mastercard® gift cards. With multiple card values and delivery options available, you have even more flexibility to use the rewards you’ve earned.

How to Redeem Your Points for Visa® and Mastercard® Gift Cards

Ready to turn your points into something you can use or share? Follow these simple steps.

Step 1

Log in to uChoose Rewards®, click Redeem Points, and select Reward Cards to explore your available redemption options.

Step 2

Select the Reward Card option you want to use to continue.

Step 3

Select the gift card amount that works best for you and choose your preferred delivery method.

Visa® and Mastercard® gift cards are available in the following amounts:

Gift Card AmountPoints Required
$252,856 points
$505,689 points
$10011,356 points

A Few Things to Keep In Mind

  • Visa® and Mastercard® gift cards have a 12-month expiration period.
  • Point requirements vary based on your selected delivery method. Choosing the Mail Delivery option requires approximately 100 additional points per gift card.
  • Review your redemption details before completing your selection to confirm the total points required.

Make the Most of Your Rewards This Holiday Season

From holiday gifting to everyday purchases, Visa® and Mastercard® gift cards offer another convenient way to enjoy the benefits of your Lake Ridge Bank credit card rewards.

Ready to get started? Log in to uChoose Rewards® today to explore your options and turn your points into Visa® and Mastercard® gift cards.

Have questions? Talk with a Lake Ridge Bank associate today to learn about this new feature.

Not a cardholder yet? Explore our cards and apply online from the comfort of your own home:

Visa Credit Cards (https://www.lakeridge.bank/accounts-and-cards/cards/credit-cards/)

For additional information, feel free to give us a call at (608) 223-3000 or email us at lrbclientsupport@lakeridge.bank  

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