Found the Perfect house? Now get the perfect mortgage.
Receive $750 off your closing costs* when you get your mortgage with Lake Ridge Bank.
Fast, Local Underwriting and Low Rates!
Our Mortgage Options
Discover mortgage options designed to fit your goals with expert guidance from Lake Ridge Bank’s local Mortgage Lenders. Explore our Mortgage possibilities today!
Mortgage OptionsOur Mortgage Rates
See how competitive Lake Ridge Bank’s mortgage rates can help make your dream of homeownership more affordable. Check out our current rates today and find an option that best work for you.
Mortgage RatesOur Checking Accounts
Complete your home financing with the perfect match – a Lake Ridge Bank checking account designed to fit your lifestyle. Explore our checking accounts and make managing your mortgage even easier.
Checking Accounts
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*Closing cost credit available on purchase transactions that are for primary residences. Offer valid for first mortgages only. Offer is subject to credit and underwriting approval and is subject to change without notice. This offer excludes loans secured by a second lien, home equity line of credit, lot, construction, VA, FHA or USDA loans, secondary residences, investment properties and refinance transactions. This offer is available for loans with applications dated from March 2, 2026 through June 30, 2026. The closing cost credit will be applied as a lender credit and reflected on the Closing Disclosure at the time of loan closing. This is not valid with any other mortgage offers. This offer requires a new or existing Lake Ridge Bank Checking account with a payroll or Social Security Direct Deposit.