Special Offer

Found the Perfect house? Now get the perfect mortgage.

Receive $750 off your closing costs* when you get your mortgage with Lake Ridge Bank.

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Our Mortgage Options

Discover mortgage options designed to fit your goals with expert guidance from Lake Ridge Bank’s local Mortgage Lenders. Explore our Mortgage possibilities today!

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Our Mortgage Rates

See how competitive Lake Ridge Bank’s mortgage rates can help make your dream of homeownership more affordable. Check out our current rates today and find an option that best work for you.

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Our Checking Accounts

Complete your home financing with the perfect match – a Lake Ridge Bank checking account designed to fit your lifestyle. Explore our checking accounts and make managing your mortgage even easier.

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Market Report: April 2026

There is so much going on in the world these days that it makes your head spin. Political and economic issues, multiple wars, elections, changing seasons, and more that can be hard to keep up
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CEO Insights: Fraud Is Evolving Quickly – Here’s What to Watch For in 2026

Fraud isn’t new, but the way it shows up in everyday life is changing rapidly. In 2026, the biggest shift isn’t just in the number of scams. It’s how convincing, targeted, and fast-moving they’ve become.
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Market Report: March 2026

Lions and Lambs February is now behind us, and all eyes are on the weather as spring draws near. March is a month of transition, and many look to the old proverb “in like a
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A Better Way to Pay: Zelle Gets an Upgrade

We’re making an improvement to your digital banking experience. Zelle® will soon move to its own dedicated space within Lake Ridge Bank Online and Mobile Banking.  To complete this upgrade, Zelle will be temporarily unavailable from Tuesday,
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*Closing cost credit available on purchase transactions that are for primary residences. Offer valid for first mortgages only. Offer is subject to credit and underwriting approval and is subject to change without notice. This offer excludes loans secured by a second lien, home equity line of credit, lot, construction, VA, FHA or USDA loans, secondary residences, investment properties and refinance transactions. This offer is available for loans with applications dated from March 2, 2026 through June 30, 2026. The closing cost credit will be applied as a lender credit and reflected on the Closing Disclosure at the time of loan closing. This is not valid with any other mortgage offers. This offer requires a new or existing Lake Ridge Bank Checking account with a payroll or Social Security Direct Deposit.